Small businesses are the heartbeat of America. We're here to make sure they keep going. For more than 130 years, it's been our business to know your business. Through building enduring partnerships with our independent agents, we offer exceptional, personalized service, from writing a policy to settling a claim and everything in between.
As a mutual insurance carrier, we’ve chosen to support small business by selling our products through Independent Insurance Agents in and around your community. We trust them, and so can you.
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Because we don’t have shareholders, we can better focus on the changing needs of our policyholders. Over our 130-year history, we’ve seen continued customer loyalty.
Vigorous cost management has long been a hallmark of our company and a key advantage in the marketplace. These savings help keep our rates competitive.